Candidates About

Aisha o. Ashafa

FINANCIAL PROFESSIONAL

Financial Professional looking for an opportunity to maximize my potentials and add value by utilizing my acquired skills and core competencies in attaining organizational goals. Rated as a “top performer” with a consistent track record for meeting or exceeding goals and expectations. Well-organized with great time management skills. Adept at peer-coaching on best practices, procedures, policies and utilizing team building exercises to increase productivity, quality and morale. Works well independently as well as collaboratively on a team. Adaptive, flexible and result oriented. Core competences include:                        

PROFESSIONAL EXPERIENCE

JP MORGAN CHASE BANK                                                                                                         (2013 to Present)

JPMorgan Chase & Co. is a leading global financial services firm and one of the largest banking institutions in the United States, with operations worldwide.

AML/KYC Operations Group - KYC Specialist

§  Perform AML/KYC Enhanced Due Diligence (EDD) reviews.

• Business banking periodic review, risk analysis and AML risk summary write-up.
• Business banking existing -pend review, risk analysis and AML risk summary write-up.
• Regulation GG NAICS compliance review.
• Utilize Risk Rating History Tool (RRHT) to mitigate potential AML risks.
• Consumer & business banking negative media review/escalations.
• Screening entity and clients names against sanctions, adverse news and politically exposed person lists.
• Decision account relationships for closure or retain based on negative media analyses of potential reputational/transactional risks.

Fraud Client Services Group - Senior Risk Operations Analyst

• Loss mitigation and analysis.
• Reviewed and conducted root-cause analysis on fraud prevention feedback cases relating to New Account Screening, Electronic Money Movement, In-Clearing Check and Deposit reviews.
• Quality testing.
• Analyzed trends in fraud schemes, money laundering and kiting to mitigate loss.
• Identified process improvement opportunities and provide recommendation on fraud prevention procedures for future enhancements.
• Provide resolution on escalated issues.

Operating Loss Prevention Group - Risk Operations Analyst (Fraud Hotline)

• Fraud prevention/risk operations.
• New account screening review.
• Electronic money movement review.
• Deposit review.
• In-Clearing check review.
• Ensured adherence to regulatory compliance (KYC, OFAC, Patriot Act, etc.).

Wells Fargo Bank N.A.                                                                                                                      (2011 - 2012)

Global Financial Services Company specializing in banking, mortgage, investing, credit card, insurance, and consumer and commercial financial services.

Personal Banker (Relationship Manager)

§  Financial review and client relationship management.

§  Established and maintained consumer/business banking credit relationships (Line of Credit, Loans, Credit Cards, Home Equities, etc).

§  Establish and maintain consumer/business banking deposit relationships (Checking, Savings, Money Market, Certificate of Deposit, IRAs, etc).

§  Client acquisition and referrals for private client, commercial, investment and mortgage banking needs.

§  Vault Custodian.

§  Oversaw Tellers and provide transactional approvals on high dollar transactions.

§  Adhere to regulatory compliance (KYC, OFAC, Patriot Act, etc)

Guaranty Trust Bank                                                                                                                        (2010 - 2011)

Customer Information Services

§  Management of customers’ information and quality service delivery.

§  Review of KYC forms and account documentation.

§  Reference confirmation on account holders (fraud prevention).

§  Account inquiry and complaint.

§  Create and update database of newly produced ATM cards and check books.

§  Transfer of accounts, ATM cards and check books to other branches on customers’ request.

§  Issuance of bank statement of account to customers.

§  Issuance of ATM cards and check books to customers.

EDUCATION

University of Houston - Victoria                                                                                                         (In View)

Masters in Business Administration (MBA, with concentration in Finance)

University of Lagos                                                                                                                            (2005 - 2010)

Bachelor of Science in Economics (B Sc Hons)